Auto Insurance

From initial research to ongoing updates to navigating claims, we are here to help you get the right auto insurance at the right price.

 VEHICLE INSURANCE · GREER, SC

Auto Insurance

Greer, SC

Independent, local, and shopping multiple top carriers to find you the best auto insurance rates in Greer, SC.

2011
SERVING UPSTATE SC SINCE

Large
CARRIER PARTNER NETWORK

1
GREENVILLE-BASED AGENT

3
STATES LICENSED

Licensed in South Carolina · North Carolina · Georgia

AUTO INSURANCE IN GREER, SC

Greer's Local Auto Insurance Agency

Auto insurance is required by South Carolina law, but finding the right policy at the right price takes more than just meeting the minimum. For Greer drivers, Priority Insurance LLC is the local independent agency that shops multiple top-rated carriers — including Progressive, Safeco, Nationwide, Travelers, The Hartford, and GEICO — to find you the best combination of coverage and cost.



Unlike a captive agent tied to one company's rates, we compare your options across all of our carrier partners and bring you real choices. And at every renewal, we re-shop your coverage proactively — so if your rate increases significantly, we're already working on a better option before you even call.

Independent Agency Advantage

Priority Insurance LLC is not tied to any single carrier. We compare rates across multiple top-rated companies so Greer residents see their real options — not just one company's price. And at every renewal, we re-shop proactively so your rate stays competitive year after year.

What a Home Warranty Covers

Home warranty plans protect the systems and appliances that make your home functional — the items most likely to fail as they age and the most expensive to replace out of pocket.

MOST COMMON

HVAC Systems

Heating and cooling systems are the most expensive home systems to replace — often $5,000–$12,000 or more. A home warranty covers repair and replacement of your furnace, central air conditioner, heat pump, and ductwork when they fail from normal use.

Kitchen & Laundry

Major Appliances

Covers the repair or replacement of refrigerators, dishwashers, built-in microwaves, ovens and ranges, garbage disposals, washers, and dryers — the appliances most households rely on daily.

Infrastructure

Plumbing Systems

Covers leaks, failures, and stoppages in your home's plumbing systems — including pipes, fixtures, water heater repair and replacement, sump pump, and sewage ejector pump.

COVERAGE d

Electrical Systems

Covers failures in your home's internal electrical wiring, panels, breakers, and outlets. Electrical repairs can be costly and disruptive — warranty coverage keeps those bills manageable.

sECTION ii

Optional Coverage

Many plans offer optional add-ons for pool and spa equipment, well pumps, septic systems, second refrigerators, and stand-alone freezers. We help you choose the add-ons that match your specific home.

ENDORSEMENTS

How Claims Work

When something breaks, you call your warranty provider. They dispatch a pre-screened service technician. You pay a small service call fee — typically $75–$125 — and the warranty covers the rest of eligible repair or replacement costs.

Covered vs. Not Covered: Know the Difference

Standard HO3 policies cover many perils — but not all. Understanding exclusions prevents surprises at claim time.

Coverage Item Systems Plan Appliances Plan Combo Plan
Heating system (furnace/heat pump) ✓ ✗ ✓
Central air conditioning ✓ ✗ ✓
Plumbing system & water heater ✓ ✗ ✓
Electrical system ✓ ✗ ✓
Refrigerator ✗ ✓ ✓
Dishwasher, oven & range ✗ ✓ ✓
Washer & dryer ✗ ✓ ✓
Pool / spa / well pump Add-On Add-On Add-On

Who Benefits Most from a Home Warranty

A home warranty isn't just for older homes — it provides peace of mind for a wide range of homeowners across Upstate SC.

Older Home Owners

Homes with aging systems and appliances are prime candidates. A warranty turns unpredictable repair bills into a manageable annual cost.

New Homebuyers

Just moved in and don't know the full history of the home's systems? A warranty provides a safety net during your first year of ownership.

Landlords & Investors

Protect your rental property from surprise maintenance calls. A warranty keeps repair costs predictable and tenants satisfied.

Frequent Travelers

One call dispatches a vetted technician — no need to manage contractor relationships when you're not home.

Budget-Conscious Owners

Predictable annual premiums and low service fees make budgeting for home maintenance much easier than absorbing random large repairs.

Why Get Your Home Warranty Through Priority Insurance

We pair your home warranty with the rest of your property coverage — so nothing falls through the gaps.

One Agency, Full Picture

We place your home warranty alongside your homeowners policy so we can identify any gaps between what each product covers — and make sure you're not paying twice for overlapping protection.

Local Upstate SC Expertise

We know the housing stock in Greenville, Simpsonville, Taylors, Greer, and Mauldin. Older homes in our area often have specific system needs that generic online plans miss.

Plan Comparison Guidance

Not all home warranty plans are equal. We help you read the fine print — coverage caps, service fee structures, and exclusions — before you commit to a plan.

No Hard Sell, Just Options

We're independent agents. Our job is to find the right fit for your home and budget — not to push a single product. If a warranty doesn't make sense for your situation, we'll tell you.

Licensed in SC, NC & GA

Serving clients throughout South Carolina, North Carolina, and Georgia from our office at 140 Milestone Way, Greenville.

Ongoing Support

Questions at renewal time? Coverage dispute with your warranty provider? We're a local resource you can call — not a 1-800 number or a chatbot.

Home Warranty Questions Answered

  • What's the difference between a home warranty and homeowners insurance?

    Homeowners insurance covers sudden, accidental losses — fire, storm damage, theft, and liability. It does not cover mechanical failure or normal wear and tear. A home warranty is a service contract that covers exactly what insurance excludes: systems and appliances that break down over time. The two products are designed to work together, not replace each other.

  • Does a home warranty cover pre-existing conditions?

    Most home warranty plans exclude known pre-existing conditions — issues that were present before the contract began. Some plans require an inspection before coverage starts; others simply exclude items that were already malfunctioning. This is one reason it's important to review plan terms carefully before purchasing, which our agents help you do.

  • How much does a home warranty typically cost?

    Annual premiums for home warranties generally range depending on your plan tier, the size of your home, and the provider. In addition to the annual premium, most plans charge a service call fee each time a technician is dispatched — typically in the range of $75–$125 per visit. For context, a single HVAC replacement can easily exceed several thousand dollars, making a warranty a cost-effective protection for many homeowners. Contact us for a current quote specific to your home.

  • What does a home warranty NOT cover?

    Common exclusions across most home warranty plans include:

          • Pre-existing conditions or known defects

          • Damage from misuse, abuse, or improper installation

          • Cosmetic issues (dents, scratches, color matching)

          • Items not specifically listed in the plan

          • Structural components (roof, foundation, walls)

          • Code upgrades required during repair


    Reading the exclusions section of any plan is as important as reading what's covered — we walk through this with you.

  • Can I get a home warranty on an older home?

    Yes — and in fact, older homes often benefit the most from warranty coverage because their systems and appliances are more likely to experience age-related failures. Most warranty providers cover homes regardless of age, though some may require an inspection for very old systems. Our agents can help you find a plan that works for older Upstate SC homes.

  • Is a home warranty worth it if I just bought a new home?

    New construction homes often come with builder warranties that cover workmanship and major systems for a set period. If your home is brand new, it's worth reviewing what your builder warranty covers before purchasing an additional home warranty. For homes that are even a few years old — where builder warranties have expired — a home warranty becomes much more relevant. We can help you assess what makes sense for your specific situation.

Protect Your Home's Systems & Appliances

One call handles everything — our Greenville agents will find the right home warranty plan for your home and budget. Fast, no-obligation quote.

Or call us at (864) 297-9744 · 140 Milestone Way Suite A, Greenville, SC 29615