Home Warranty

This policy helps cover the things in your home that the standard homeowners policy does not! This reasonably priced policy will cover Appliances, Heating and Air units as well as other things that may break down. Get a quote today!

 PROPERTY COVERAGE · UPSTATE SC

Warranty in Greenville, SC

When your HVAC stops working or your refrigerator breaks down, a home warranty steps in where your homeowners insurance leaves off — covering the systems and appliances that keep your home running.

30+
CARRIER PARTNERS

Annual
SERVICE CONTRACT

Local
GREENVILLE-BASED AGENT

Fast
NO-BLIGATION QUOTES

LICENSED IN SOUTH CAROLINA · NORTH CAROLINA · GEORGIA

what is iT?

Home Warranty vs. Home Insurance: Two Different Tools

A home warranty is an annual service contract — not an insurance policy — that pays to repair or replace your home's major systems and appliances when they fail due to normal wear and tear. Think HVAC units, water heaters, kitchen appliances, plumbing, and electrical systems.


Home insurance, by contrast, covers sudden and accidental losses like fire, theft, and storm damage. It does not pay for a furnace that simply ages out or a dishwasher that stops working after years of use. A home warranty fills exactly that gap.


For Upstate SC homeowners — especially those with older homes in Greenville, Spartanburg, Mauldin, and the surrounding area — combining both forms of protection is the most comprehensive approach to guarding your investment.

WHAT EACH PRODUCT COVERS

Warranty Insurance
HVAC breakdown (age) ✓ ✗
Appliance failure (wear) ✓ ✗
Plumbing system failure ✓ ✗
Fire or storm damage ✗ ✓
Theft or vandalism ✗ ✓
Personal liability ✗ ✓

What a Home Warranty Covers

Home warranty plans protect the systems and appliances that make your home functional — the items most likely to fail as they age and the most expensive to replace out of pocket.

MOST COMMON

HVAC Systems

Heating and cooling systems are the most expensive home systems to replace — often $5,000–$12,000 or more. A home warranty covers repair and replacement of your furnace, central air conditioner, heat pump, and ductwork when they fail from normal use.

Kitchen & Laundry

Major Appliances

Covers the repair or replacement of refrigerators, dishwashers, built-in microwaves, ovens and ranges, garbage disposals, washers, and dryers — the appliances most households rely on daily.

Infrastructure

Plumbing Systems

Covers leaks, failures, and stoppages in your home's plumbing systems — including pipes, fixtures, water heater repair and replacement, sump pump, and sewage ejector pump.

COVERAGE d

Electrical Systems

Covers failures in your home's internal electrical wiring, panels, breakers, and outlets. Electrical repairs can be costly and disruptive — warranty coverage keeps those bills manageable.

sECTION ii

Optional Coverage

Many plans offer optional add-ons for pool and spa equipment, well pumps, septic systems, second refrigerators, and stand-alone freezers. We help you choose the add-ons that match your specific home.

ENDORSEMENTS

How Claims Work

When something breaks, you call your warranty provider. They dispatch a pre-screened service technician. You pay a small service call fee — typically $75–$125 — and the warranty covers the rest of eligible repair or replacement costs.

Covered vs. Not Covered: Know the Difference

Standard HO3 policies cover many perils — but not all. Understanding exclusions prevents surprises at claim time.

Coverage Item Systems Plan Appliances Plan Combo Plan
Heating system (furnace/heat pump) ✓ ✗ ✓
Central air conditioning ✓ ✗ ✓
Plumbing system & water heater ✓ ✗ ✓
Electrical system ✓ ✗ ✓
Refrigerator ✗ ✓ ✓
Dishwasher, oven & range ✗ ✓ ✓
Washer & dryer ✗ ✓ ✓
Pool / spa / well pump Add-On Add-On Add-On

Who Benefits Most from a Home Warranty

A home warranty isn't just for older homes — it provides peace of mind for a wide range of homeowners across Upstate SC.

Older Home Owners

Homes with aging systems and appliances are prime candidates. A warranty turns unpredictable repair bills into a manageable annual cost.

New Homebuyers

Just moved in and don't know the full history of the home's systems? A warranty provides a safety net during your first year of ownership.

Landlords & Investors

Protect your rental property from surprise maintenance calls. A warranty keeps repair costs predictable and tenants satisfied.

Frequent Travelers

One call dispatches a vetted technician — no need to manage contractor relationships when you're not home.

Budget-Conscious Owners

Predictable annual premiums and low service fees make budgeting for home maintenance much easier than absorbing random large repairs.

Why Get Your Home Warranty Through Priority Insurance

We pair your home warranty with the rest of your property coverage — so nothing falls through the gaps.

One Agency, Full Picture

We place your home warranty alongside your homeowners policy so we can identify any gaps between what each product covers — and make sure you're not paying twice for overlapping protection.

Local Upstate SC Expertise

We know the housing stock in Greenville, Simpsonville, Taylors, Greer, and Mauldin. Older homes in our area often have specific system needs that generic online plans miss.

Plan Comparison Guidance

Not all home warranty plans are equal. We help you read the fine print — coverage caps, service fee structures, and exclusions — before you commit to a plan.

No Hard Sell, Just Options

We're independent agents. Our job is to find the right fit for your home and budget — not to push a single product. If a warranty doesn't make sense for your situation, we'll tell you.

Licensed in SC, NC & GA

Serving clients throughout South Carolina, North Carolina, and Georgia from our office at 140 Milestone Way, Greenville.

Ongoing Support

Questions at renewal time? Coverage dispute with your warranty provider? We're a local resource you can call — not a 1-800 number or a chatbot.

Home Warranty Questions Answered

  • What's the difference between a home warranty and homeowners insurance?

    Homeowners insurance covers sudden, accidental losses — fire, storm damage, theft, and liability. It does not cover mechanical failure or normal wear and tear. A home warranty is a service contract that covers exactly what insurance excludes: systems and appliances that break down over time. The two products are designed to work together, not replace each other.

  • Does a home warranty cover pre-existing conditions?

    Most home warranty plans exclude known pre-existing conditions — issues that were present before the contract began. Some plans require an inspection before coverage starts; others simply exclude items that were already malfunctioning. This is one reason it's important to review plan terms carefully before purchasing, which our agents help you do.

  • How much does a home warranty typically cost?

    Annual premiums for home warranties generally range depending on your plan tier, the size of your home, and the provider. In addition to the annual premium, most plans charge a service call fee each time a technician is dispatched — typically in the range of $75–$125 per visit. For context, a single HVAC replacement can easily exceed several thousand dollars, making a warranty a cost-effective protection for many homeowners. Contact us for a current quote specific to your home.

  • What does a home warranty NOT cover?

    Common exclusions across most home warranty plans include:

          • Pre-existing conditions or known defects

          • Damage from misuse, abuse, or improper installation

          • Cosmetic issues (dents, scratches, color matching)

          • Items not specifically listed in the plan

          • Structural components (roof, foundation, walls)

          • Code upgrades required during repair


    Reading the exclusions section of any plan is as important as reading what's covered — we walk through this with you.

  • Can I get a home warranty on an older home?

    Yes — and in fact, older homes often benefit the most from warranty coverage because their systems and appliances are more likely to experience age-related failures. Most warranty providers cover homes regardless of age, though some may require an inspection for very old systems. Our agents can help you find a plan that works for older Upstate SC homes.

  • Is a home warranty worth it if I just bought a new home?

    New construction homes often come with builder warranties that cover workmanship and major systems for a set period. If your home is brand new, it's worth reviewing what your builder warranty covers before purchasing an additional home warranty. For homes that are even a few years old — where builder warranties have expired — a home warranty becomes much more relevant. We can help you assess what makes sense for your specific situation.

Protect Your Home's Systems & Appliances

One call handles everything — our Greenville agents will find the right home warranty plan for your home and budget. Fast, no-obligation quote.

Or call us at (864) 297-9744 · 140 Milestone Way Suite A, Greenville, SC 29615