Contact Us: ​(864) 297-9744  
Priority Insurance LLC
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • Motorcycle Quote
      • Classic Car Insurance Quote
      • Golf Cart Insurance Quote
      • ATV Insurance Quote
      • Roadside Assistance Insurance Quote
      • RV Insurance Quote
    • Business Quotes >
      • Cyber Liability Insurance
      • Business Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance
      • Annuity Quotes
      • Disability Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Home Warranty Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Event Insurance Quote
      • Pet Health Insurance Quote
      • Personal Liability Umbrella Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
      • Boat Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
    • Customer Policy Review
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Home Warranty
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Cyber Liability Insurance
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
    • Other >
      • Umbrella Insurance
      • Event Insurance
      • Pet Health Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
    • Agency Photo Gallery
    • Newsletter Signup
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • Motorcycle Quote
      • Classic Car Insurance Quote
      • Golf Cart Insurance Quote
      • ATV Insurance Quote
      • Roadside Assistance Insurance Quote
      • RV Insurance Quote
    • Business Quotes >
      • Cyber Liability Insurance
      • Business Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance
      • Annuity Quotes
      • Disability Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Home Warranty Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Event Insurance Quote
      • Pet Health Insurance Quote
      • Personal Liability Umbrella Quote
      • Travel Insurance Quote
      • Wedding Insurance Quote
      • Boat Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
    • Customer Policy Review
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Home Warranty
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Cyber Liability Insurance
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
      • Vision Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
    • Other >
      • Umbrella Insurance
      • Event Insurance
      • Pet Health Insurance
      • Travel Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Accessibility Statement
    • Agency Photo Gallery
    • Newsletter Signup
    • Blog
    • News
  • Contact

Priority Insurance LLC Blog

What Is Coverage For Other Structures?

6/13/2022

0 Comments

 
Picture
​If a covered risk damages a building other than your house, such as a fence, it may be covered under the Other Structures Coverage of a home's insurance policy. If a tree crashes on your garage, for example, coverage for other properties may be able to help you pay for the repairs.
What Structures are Covered?
Other structures often encompass the following items on your property:
  • A wall not attached to your home
  • Unattached garage
  • A ground swimming pool
  • Gazebo

Your home and other structures on your domain are usually protected from the same dangers as your home. So, if you have a home insurance policy that covers things like theft, fire, falling items, and vandalism, It will most likely protect your fence as well. Find out what your policy covers by reading through it entirely.

If you include a new structure on your property, the lumber and other supplies that will go into it may be covered by your homeowners' insurance Other Structures Policy.

Suppose you're renting out an in-law apartment on Airbnb or converting a shed into an office. In that case, you'll need to talk to your agent about acquiring a rider if you're utilizing a structure on your property for commercial reasons. Any structures used for commercial purposes will require a business or rental rider, or endorsement, on your policy.

How Much Coverage Do You Require for Additional Structures?
Other structures are usually covered at 10% of the dwelling coverage on regular homeowners insurance. Whether or not you have separate structures on your property, this sum is included.

So, the question is, what exactly can you do if you have a far more valuable structure? It may include a lot of pricey alternatives, as well as a lot of wiring and plumbing. If this is a problem, you should speak with an insurance agent, as most insurers will enable you to enhance your other structures' coverage if necessary. 

You may also choose a policy with a certain replacement value, which allows you to get paid more than the insurance limit on a claim if you need to replace anything.

Bottomline
The dwelling coverage in a basic homeowners insurance policy refers to a home's primary structure. Other buildings' coverage is meant to protect structures that are not immediately related to the primary building, such as detached garages, sheds, and even swimming pools. 

You can make sure you get the finest home insurance for your house by knowing how much protection you need and what defines an "other structure."

At Priority Insurance LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE. The coverage discussed in this article is not guaranteed. Please call our agents, we are happy to help you learn more about your plan and make sure you have the coverage you need.
0 Comments



Leave a Reply.

    Contact Us

    (864) 297-9744
    140 Milestone Way
    Suite A
    Greenville, SC 29615​
    Click Here to Email Us

    Archives

    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    March 2018

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Financial
    Health Insurance
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Renters Insurance
    Safety
    Workers Compensation Insurance

    RSS Feed

Licensed in ​North Carolina and South Carolina

Picture

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Priority Insurance LLC
140 Milestone Way
Suite A
Greenville, SC 29615
(864) 297-9744
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash