​Homeowners are protected by the policies included in each policy package. Injuries and property damage to others caused by household members may be covered, including pet damage. However, in certain catastrophes, coverage and benefits may vary. There are four main categories of protection that should be included in a standard homeowners insurance policy.

What exactly distinguishes a home warranty from home insurance? Home insurance and home warranties are investments to protect your biggest financial asset: your home.
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Below are some key differences between home insurance and home warranty, should you be looking at both. Read on to learn more!

​For remote workers, their homes may not yet be set up for home offices. In most cases, the transition to working at home may have happened quickly with zero or minimal planning. 

Just like in your office workstation, having a comfortable working environment in your home office is vital to your productivity. This is where ergonomics comes in. You may be wondering if it is possible to incorporate ergonomic design into your home office setup. Worry no more because in this article, we will provide tips on how to implement an ergonomic design in your remote office.

​Your home's exterior security is its first line of defense against intruders. You can take steps to increase your safety aside from installing a security system.

​You've been waiting for this vacation with your family, and you wanted it to be perfect. Your well-deserved vacation can go as smoothly as planned, or something unexpected can happen. 

For instance, your children accidentally break the tv while playing catch in the living room at your vacation rental. Or say you broke furniture while holding a party when things got out of hand. As a homeowner yourself, you know that one's major concern is their belongings. It's a good thing that your insurance may cover damages to the hotel room or the Airbnb where you and your family stayed at. 

​In most cases, your homeowner's insurance policy may partially cover your home appliances. In most instances, customers will find that different forms of coverage may be able to protect various types of appliances if a risk covered by the policy damages them.

Earthquakes are one of the most destructive natural events on Earth. We can't predict small earthquakes let alone massive ones. It is never too early to prepare your home for an earthquake to minimize damage and increase your chances of survival. 
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Here's a simple guide to help you earthquake-proof your home safely and easily.

​You’re one step closer to buying your dream house. It doesn't matter if it's a brand new or second-hand house, for you can always do work to make it great. But make sure that you are informed of the condition of the home before you move in.

Keep in mind that you'll see it as an investment opportunity when buying a house, not just because of the value it can give if you were to sell it. Rather, the sense of home it gives and the quality of living conditions it can provide long-term.

​Stories of the surge in home construction costs will continue well after 2022. A pandemic-related interruption in labor shortages, inflation, and supply chain interference has led to a 15-year high in the home building backlog. While housing building is projected to be slowed shortly, there is hope to return to normalcy in 2022.

It's worth considering what a rise in construction expenses would entail for you as a homeowner. If a fire or natural disaster knocks down a part or all of your home, your savings account could take a significant hit. This is more likely to happen if you don't have enough home insurance.

​If a covered risk damages a building other than your house, such as a fence, it may be covered under the Other Structures Coverage of a home's insurance policy. If a tree crashes on your garage, for example, coverage for other properties may be able to help you pay for the repairs.