​You've been waiting for this vacation with your family, and you wanted it to be perfect. Your well-deserved vacation can go as smoothly as planned, or something unexpected can happen. 

For instance, your children accidentally break the tv while playing catch in the living room at your vacation rental. Or say you broke furniture while holding a party when things got out of hand. As a homeowner yourself, you know that one's major concern is their belongings. It's a good thing that your insurance may cover damages to the hotel room or the Airbnb where you and your family stayed at. 

​In most cases, your homeowner's insurance policy may partially cover your home appliances. In most instances, customers will find that different forms of coverage may be able to protect various types of appliances if a risk covered by the policy damages them.

Earthquakes are one of the most destructive natural events on Earth. We can't predict small earthquakes let alone massive ones. It is never too early to prepare your home for an earthquake to minimize damage and increase your chances of survival. 
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Here's a simple guide to help you earthquake-proof your home safely and easily.

​You’re one step closer to buying your dream house. It doesn't matter if it's a brand new or second-hand house, for you can always do work to make it great. But make sure that you are informed of the condition of the home before you move in.

Keep in mind that you'll see it as an investment opportunity when buying a house, not just because of the value it can give if you were to sell it. Rather, the sense of home it gives and the quality of living conditions it can provide long-term.

​Stories of the surge in home construction costs will continue well after 2022. A pandemic-related interruption in labor shortages, inflation, and supply chain interference has led to a 15-year high in the home building backlog. While housing building is projected to be slowed shortly, there is hope to return to normalcy in 2022.

It's worth considering what a rise in construction expenses would entail for you as a homeowner. If a fire or natural disaster knocks down a part or all of your home, your savings account could take a significant hit. This is more likely to happen if you don't have enough home insurance.

​If a covered risk damages a building other than your house, such as a fence, it may be covered under the Other Structures Coverage of a home's insurance policy. If a tree crashes on your garage, for example, coverage for other properties may be able to help you pay for the repairs.

​A home insurance policy can help you recover assets if you lose them in a covered incident like a house burglary or a natural catastrophe. However, getting compensated for the entire value of the lost things may be difficult without a detailed inventory of the missing items and their value.

Creating a home inventory ahead of time will make things much easier if you ever need to submit an insurance claim. Therefore, here are some tips for creating the proper home inventory for your home insurance.

​Buying or renting a house is a huge investment to consider. Whether you plan to stay for long or rent for a period, having your house checked is important. The importance of ocular inspection is especially necessary before applying for home insurance. You don't want overlooked damages that will haunt you early on.

​There have been many advancements in smart home technology. Aside from that, it has also become more accessible for a lot of people. However, designing your modern home may not be easy as there are many additions to choose from. So here’s a list of some of the latest products to consider to make your home high-tech! 

​Homeowners insurance is a necessity for everyone, whether you own a single-family residence or a multi-family property. It covers the full or fair value of your property. As the homeowner, know it’s necessary to protect your home and belongings when they are in use. 

Here are the 5 common homeowner’s insurance claims.