​Stories of the surge in home construction costs will continue well after 2022. A pandemic-related interruption in labor shortages, inflation, and supply chain interference has led to a 15-year high in the home building backlog. While housing building is projected to be slowed shortly, there is hope to return to normalcy in 2022.

It's worth considering what a rise in construction expenses would entail for you as a homeowner. If a fire or natural disaster knocks down a part or all of your home, your savings account could take a significant hit. This is more likely to happen if you don't have enough home insurance.

​If a covered risk damages a building other than your house, such as a fence, it may be covered under the Other Structures Coverage of a home's insurance policy. If a tree crashes on your garage, for example, coverage for other properties may be able to help you pay for the repairs.

​A home insurance policy can help you recover assets if you lose them in a covered incident like a house burglary or a natural catastrophe. However, getting compensated for the entire value of the lost things may be difficult without a detailed inventory of the missing items and their value.

Creating a home inventory ahead of time will make things much easier if you ever need to submit an insurance claim. Therefore, here are some tips for creating the proper home inventory for your home insurance.

​Buying or renting a house is a huge investment to consider. Whether you plan to stay for long or rent for a period, having your house checked is important. The importance of ocular inspection is especially necessary before applying for home insurance. You don't want overlooked damages that will haunt you early on.

​There have been many advancements in smart home technology. Aside from that, it has also become more accessible for a lot of people. However, designing your modern home may not be easy as there are many additions to choose from. So here’s a list of some of the latest products to consider to make your home high-tech! 

​Homeowners insurance is a necessity for everyone, whether you own a single-family residence or a multi-family property. It covers the full or fair value of your property. As the homeowner, know it’s necessary to protect your home and belongings when they are in use. 

Here are the 5 common homeowner’s insurance claims.

The hotel experience includes a lot of little touches that make the stay more comfortable and luxurious. It can be hard to recreate those touches at home. 

You know you want the best for your guests, but you don't have the time or money to research and purchase all of those little hotel-like touches. This guide provides you with everything you need to recreate the perfect hotel experience in your own home.

​Building a treehouse in your backyard is not as easy as it seems. There are many tips and tricks that can make the process easier, and we have them on our blog! From choosing the right tools to making sure you are building it in the correct location, these DIY tips will help guide you through this project with ease.

​Unexpected and unfortunate events happen all the time. One example of these events is a calamity such as a fire, an earthquake, and a typhoon. You may be at a loss when you have your home destroyed by a disaster. You may panic and get anxious. But, fear no more as you read on the tips on what to do after a home disaster strikes:

​Unlike a vehicle payment or a cable bill, the electric bill will fluctuate significantly from season to season. Beyond the power bill, conserving electricity in your house will benefit the atmosphere by reducing the number of fossil fuels it consumes.