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Priority Insurance LLC Blog

Motorcycle Insurance: Know The Coverage And Discounts

1/3/2022

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You may have to pay for motorcycle insurance. Not all motorcycle insurance is the same, and not all of it is cheap. 

Motorcycle insurance policies are complicated, but you can get a free quote from one of our agents specializing in motorcycle coverage. In this article, we will help you know what best suits you!
Know Your Budget
Motorcycle insurance for beginners is priced around $2,000 per year. If you're not sure if you need it or not or if you're just starting, consider purchasing the coverage that makes you most comfortable and supplies what you need. The benefits of buying this type of insurance are that it will cover any damage to your bike and protect you financially in the event of an accident.

Liability Motorcycle Insurance
Liability motorcycle insurance covers the owner of the bike and the person they are riding with in case of an accident. 

This type of insurance is not intended for high-risk activities like racing, jumping, or driving recklessly. This type of insurance will cover medical expenses, property damage, and lost wages if someone gets hurt on your bike and cannot work.

PIP Insurance
PIP insurance is a type of automobile insurance that protects you and your passengers in the event of an accident. PIP covers all damages to your vehicle, including medical expenses. 

If there's any liability on your part for an accident, then you're usually only responsible for 60% of the costs, with the other 40% can be covered by PIP coverage.

Collision Insurance
Collision insurance is one of the best types of insurance to have. It covers the cost of repairs for your motorcycle, which means it's less likely you'll have to sell it to pay for the damage. 

Collision insurance helps protect you in case of an accident - giving you peace of mind about how to proceed with your life after a motorcycle collision.

MedPay
MedPay is a revolutionary policy that covers the medical bills for you and your passengers in an accident. With MedPay, you can be assured that your family will be taken care of, as well as those involved in the accident. It's not just about yourself anymore - it's about those around you to be protected.

Conclusion
Motorcycle insurance is an important part of protecting your vehicle, yourself, and others that you might come in contact with. Bikers should only purchase motorcycle insurance that will meet their needs and allow them to be covered in the event of an accident.

At Priority Insurance LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (864) 297-9744. You can also request a free quote by CLICKING HERE.
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