Is The Rider Covered In Motorcycle Insurance?

​If you’re just starting your motorcycle journey, there is no guarantee that you will be safe on the open road. With motorbike insurance policies, you have peace of mind knowing that you are covered for everything that could happen on your ride. 

Let's talk about a comprehensive insurance policy. This insurance comes with coverages such as comprehensive and collision insurance.

How Does It Work?
Your motorcycle insurance policy is more than just a way to cover the costs of repairing your bike. It also covers anything that could happen if one of your riders injures themselves on your motorcycle. You can purchase a multi-bike policy, which includes insurance on more than one motorcycle.

Motorcycle Liability Insurance
If you're riding your motorcycle, you might cause injury or damage to another person or property. Bodily and property damage liability does not cover the rider or the motorcycle itself. The third-party will file a complaint against your insurance.

Guest Passenger Liability Coverage
Guest passenger liability insurance can protect whoever is riding your motorcycle in the event of an accident, loss, or damage. It’s the only difference between auto and motorcycle insurance as it provides additional coverage.

Medical Payments And Personal Injury Protection (PIP)
Since the first type did not cover medical expenses should the rider be injured, this insurance will. It will work like health insurance. Regardless of who is at fault, this will secure the rider’s medical costs. Whether you bumped into street signage or crashed into another vehicle, you’ll be covered up to the limit of the policy.

Collision And Comprehensive: Full Coverage
Comprehensive and collision insurance is a specialized form of property liability insurance that covers you for damages if you’ve met an accident or your bike is damaged. It's mandatory but can be expensive, so it’s worth the cost if your bike is relatively new or would be expensive to repair.

Conclusion
You value safety when hitting the road. So, you’ll think of ways to protect yourself when you’re riding your bike. However, there are times of uncertainty, and you never plan to meet accidents, but they can still happen, so it’s best to be insured.

At Priority Insurance LLC​, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (864) 297-9744. You can also request a free quote by CLICKING HERE.