Is Hitting A Deer Covered By Auto Insurance?

​Keeping yourself and your passengers safe is important if you find yourself in the scenario of having hit a deer. Calling 911 can help you with the accident and also can help you decide to file a claim with your insurance company. Identifying your problem can help you find solutions.

Questions Frequently Asked

What to do?

1. Ensuring that the driver and your passengers are safe.
2. Turn on your warning lights and cautiously relocate the vehicle to the side of the road if it is still safe.
3. Turn on your hazards and dial 911 for assistance if your vehicle isn't operable and you cannot remove it off the road on your own.
4. If you decide to submit a claim with your insurance provider, having a police record on file will be helpful.
5. Do not forget to document any damage to your vehicle, any injuries you or your passengers sustained, and the surrounding area to be comprehensive.

What can help you with the problem?
Damages to automobiles caused by occurrences beyond control, such as colliding with a deer or another animal, may be covered by comprehensive insurance for your vehicle.

In contrast, collision coverage assists in repairing a vehicle in an accident with another vehicle or object (fence or tree). In any case, it's critical to be aware that deductibles and coverage restrictions apply to both policies.

What can we do to avoid this accident?
When there is fresh grass in the ditches, you are more likely to see deer around and crossing the road. When you see a deer while driving, slow down significantly. Look out for deer crossing signs; also, you can use headlights to see deer eyes better, so make sure yours are good quality.

Conclusion
Having insurance is a requirement that may contribute to ensuring your safety. Get the assistance and insurance that is suited to your needs, making certain that the assistance you get can help you with affordable and high-quality services.

At Priority Insurance LLC, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!