Involved In A Car Accident? Here's What You Need To Know

​During this intense situation, here are the steps to help you organize what you need to do to avoid common mistakes people make in a car accident. Such mistakes can lead to more expenses, lawsuits, or not getting the right insurance claims.

1. Get Out Of The Car
   Pull over to the curb, especially if you have minor injuries or none. Get out of the car to see and make sense of the situation. If you get caught in a major car crash, try to get out of the car if you still can and the other passengers, especially if the car is on fire. 
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2. Check For Injuries
   Assess what has happened after the car accident, such as the location, damage done to your car or other people and their cars involved, and the injuries to other people. Examine yourself for injuries to your passengers if any injuries or casualties are involved.
   
   
3. Get Help From Ambulance, Police, And Bystanders
   Emergency calls to an ambulance can help injured people immediately with first aid. As for the police, report on what has happened within and after the accident. They may also help you negotiate with other people involved in the accident.
   
   Bystanders can also help get other passengers out who are stuck in a crashed car, and they can serve as witnesses for lawsuit purposes.
   
   Second, the medical record, bills, and police incident report would help you get insured for liabilities you are held responsible for, personal injuries, or car damages.
   
   
4. Resolve And Negotiate
   Communicate with the person held liable to be properly compensated for the car damage, your injuries, or your passengers. You can call your lawyer on what procedures to be done for negotiation for the dues of the car accident.
   
   If you're held responsible for the damages, try to communicate as much as possible and make negotiations so it won't have to escalate into a lawsuit.
   
   
5. File For Insurance Claim Or Lawsuit
   After you have collected the medical records and incident reports, file your insurance claim as early as possible. If negotiations aren't made, especially if there are grave damages or injuries, you can file a lawsuit.

Conclusion
Such unexpected events can overwhelm you or disturb you in the first few hours. But you also have to consider expenses after the accident, which these procedures can let you know what actions to implement during this kind of situation.

At Priority Insurance LLC​., we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.