How to Determine if a Home Insurance Policy is Fake

​Insurance scam is a huge problem in every country. Swindlers and criminals are bolder now to deceive and take advantage of people than ever before. After all, they can use technology to create fake documents and IDs. With that, it is essential for us to be vigilant when buying insurance. 
Here are the ways to identify a fake home insurance policy and avoid being a victim:

​Check the Insurer’s Policy
The best way to determine a phony house insurance policy is to perform research. The internet is full of information that can help you be smarter when it comes to this matter. Check if the broker has a good reputation. Verify the contact number and address. You also want to read reviews about the guarantor. With this, you can have an idea of how they work with their clients. 

Most importantly, go to the Insurance Commission's official website. Enter the name of the company or broker you have been dealing with to know if they are authorized.

Look at the Documents
It takes a few minutes to create fake insurance documents. It's effortless to print and download certificates from the web. With that, you should be careful and check the papers before agreeing to any deal. If you can, ask the experts or legitimate insurers to determine if the files are fake. 

Pay Using a Check
Pay using a check to the insurer’s company. Paying by cash is risky. If you use a check or credit card addressed to the company, you can avoid falling for the trap. If the broker didn’t accept the payment, then you should be in doubt. The guarantor may be planning to outwit you.

Thanks to cheap printing, the fake insurance policy has become rampant. Almost everyone can fabricate a document to fool people. Thus, you need to be careful when it comes to accepting and paying files.

Verify the Policy
Call the insurer. You want to know if the files are genuine or not on the spot. This advice is right if the broker offers the insurance at a low rate. You don’t want to spend on something fake.

Ensure purchase from a company with trusted agents not to be a victim. Buy from a trusted insurer.
 
At Priority Insurance LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE.