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Priority Insurance LLC Blog

Here's What To Check Before Buying Or Renting A House

4/11/2022

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​Buying or renting a house is a huge investment to consider. Whether you plan to stay for long or rent for a period, having your house checked is important. The importance of ocular inspection is especially necessary before applying for home insurance. You don't want overlooked damages that will haunt you early on.
Structural Soundness
A house is meant to shelter you and your belongings from the weather and hazards from the outside. The last thing you'll want is a structurally inept shelter. To ensure you have a sturdy place to stay, you must check the main structural components such as the foundation, column, and beams. Doublethink on purchasing or renting if you see these warning signs:
  • A sagging beam indicates an early sign of structural failure
  • Chipped or cracked columns signify deterioration or poor construction
  • Damaged or cracked floors
  • Hard to operate windows or doors can also indicate movements within the structure

These are just among the major red flags in terms of the structural soundness of a house. 

Cracked Walls or Floors
Concrete expands and contracts naturally depending on temperature. Thus, it is inevitable for cracks to appear on the floor and walls. If the thickness is wider than normal, you should immediately identify what causes it. Some may be simply cracks on plaster; some may indicate a more serious fracture.

Leaking Plumbing System
A leaking pipe can be caused by two common reasons: a deteriorating structure or a faulty installation. Floors can sag as they age and drag the pipes within them. Leakages from a weakened structure can be the most annoying as it causes repeated leakages.

Faulty Electrical System
A faulty electrical system is important to check in a house as it can cause fire hazards. It is advisable to hire professionals to get the safest outlook for your future purchases or leasing.

Conclusion
Suppose you see these signs in your prospective home, better to think twice before investing. And once you're decided, good home insurance is what will help you protect that investment.

These are some important things to check before purchasing or renting a house. Getting yourself familiar with this checklist will surely save you the hassle of unforeseen repairs and expenses in your new place.

At Priority Insurance LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agents today to ensure that your needs are being met and learn more about your policy. We are happy to help!
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