Guide To Creating A Home Inventory For Insurance

​A home insurance policy can help you recover assets if you lose them in a covered incident like a house burglary or a natural catastrophe. However, getting compensated for the entire value of the lost things may be difficult without a detailed inventory of the missing items and their value.

Creating a home inventory ahead of time will make things much easier if you ever need to submit an insurance claim. Therefore, here are some tips for creating the proper home inventory for your home insurance.

How to Make A Home Inventory
In the case of a property loss, a verified and new home inventory may serve as a helpful list of your items and spare you a lot of misery. As a result, here are some tips to help you create your home inventory.

1. Start With A Simple Area
   A contained area such as your shoe cabinet, sporting gear storage, or a purse shelf is an excellent location to begin.
   
   
2. Include The Essential Details
   In general, explain each item you record, including where you got it, the type and model, the price you paid, and any other information that may be useful if you need to file a claim.
   
   
3. Keep Track Of Serial Numbers
   Serial numbers, usually placed on the backside or bottom of large appliances and electronic devices, are a handy source.
   
   
4. Count The Number Of Items In Each Type Of Clothing
   Make a list of any objects that are very valued, such as "10 tops, 5 pairs of pants, and 3 pairs of sneakers..."
   
   
5. Make A List Of Recent Purchases
   Another option is to start with recent purchases to get into the habit of taking inventory before moving on to your older belongings.

Conclusion
Having a home inventory can help you make sure your homeowner's insurance covers all your personal belongings. As you make a list of your belongings, you'll certainly be startled at how much it would cost to replace your possessions—and you'll likely discover that you're underinsured.

At Priority Insurance LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (864) 297-9744. Get your free quote today by CLICKING HERE. The coverage discussed is not guaranteed. Please contact our agents to make sure you have adequate coverage and your needs are being met. We are happy to help!