Priority Insurance LLC Blog
In most cases, your homeowner's insurance policy may partially cover your home appliances. In most instances, customers will find that different forms of coverage may be able to protect various types of appliances if a risk covered by the policy damages them.
Type of Insurance that covers your Appliances
Here are the types of insurance coverage that may suit your needs:
Perils that Home Insurance cover
Here are some perils that home insurance covers:
Home appliances that aren’t covered
Age-related, maintenance-related, or normal wear and tear-related appliance issues are often not covered by homeowners' insurance. Flooding is not covered since it is covered by the government's National Flood Insurance Program, and neither are damages caused by earthquakes. However, home insurance should cover the damage if your appliances are destroyed in a fire caused by an earthquake.
What can you do to protect appliances?
Check the status of your home's water supply to appliances, including the plumbing, heating, and air-conditioning systems, to avoid water damage. Perform a yearly checkup of your home's plumbing and appliances to search for indications of leakage or corrosion. Inquire about having a professional technician inspect and maintain your air conditioning system.
The best way to protect against an unexpected event that can cost you a lot is to have adequate homeowner's insurance. One thing you can do to protect your property is to keep it well-maintained and reduce the likelihood of damage or loss.
At Priority Insurance LLC, we put our clients first by offering them policies that they can afford. Insurance is a necessity nowadays, and we're here to help you. To learn more about how we can help you, please contact our agency at (864) 297-9744 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!