Debunking Myths About Motorcycle Insurance

​Insurance is a term that evokes a range of feelings; it might imply safety, but it could be perplexing when determining what is or is not protected by your coverage in the event of a loss. We've explained five of the most prevalent misunderstandings concerning insurance to assist you. 

Five Common Myths About Motorcycle Insurance
There are a lot of myths regarding motorbike insurance nowadays. As a result, bikers are often confused about using their motorbike insurance appropriately when the time comes.

These are the most common motorcycle insurance misconceptions we see to help you further understand your coverages.

During The Winter Months, You Should Cancel Your Motorcycle Insurance
Many customers who try to save money by canceling their motorbike coverage during the winter season find that the gap in their plan may increase their insurance premiums. When an individual begins and stops insurance coverage, there is a danger that their registration will be terminated.

Personal Auto Insurance Also Covers Business Cars
Suppose you are self-employed and use your motorcycle for business reasons. In that case, your personal auto insurance may not be sufficient to cover you, making it necessary to get business vehicle insurance. If you let other individuals use your car, such as workers, you should do frequent background checks on them.

The Lowest Insurance Coverage Is Sufficient
Most motorists believe that the minimum insurance requirement is adequate coverage. However, several drivers who try to save a few dollars by carrying the bare minimum of protection find that it is always more expensive when an incident happens.

Auto Insurance Covers Motorcycle Accidents
The insurance coverage for a car does not cover losses caused by a motorcycle collision. Hence, you should ensure that you get your motorbike protection in addition to any other motor vehicle insurance you may have.

Collision and Comprehensive Coverage are Not Worth It
Lenders often require collision and comprehensive coverage when you're financing a motorbike. Until the bike is paid for, the insurance, which is often bundled, must be in place. When a motorbike collides with another vehicle or building, collision insurance should cover the cost of repairs and replacements. Non-collision risks like theft, fire, vandalism, and natural catastrophes are included in comprehensive insurance policies.

Conclusion
As a motorcycle rider, you must have your insurance and know its coverage. In this way, you’ll know what to do and when you'll need it.

At Priority Insurance LLC, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (864) 297-9744 or Click Here to request a free quote. Coverage discussed is not guaranteed. Please contact our agents to make sure your have adequate coverage and your needs are being met. We are happy to help!