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Priority Insurance LLC Blog

All About Motorcycle Insurance Deductibles

8/20/2020

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When getting motorcycle insurance policies, you have to make sure that you can get discounts in as many areas as possible. Premiums can be a heavy financial burden to carry. Therefore, try to look at reducing payables as much as possible.
​
One way of getting discounts would be by making sure that you learn how to maximize your deductibles. Fortunately, this article can help you learn more about the concept and use it to your future advantage.
Deductibles Defined
Deductibles refer to the exact amount that you agree to pay to help cover the rest of the amount that the insurance won't cover. And that the bulls will depend upon your agreement with the insurance company.

More Things You Should Know
Deductibles also depend on the features that your insurance company can offer. They can place it as an add-on to collision coverage. If you happen to get into an accident with another vehicle and are sure that it's not your fault, you only have to pay for the amount that could be deducted from your insurance coverage.

For example, if you damage your bike during collision and repairs or replacement would cost about $5500, if your insurance policy says that you have a $500 deductible, you would only have to pay for $500 and the insurance company will cover the rest.

About Motorcycle Insurance Claims
The amount that you will have to pay can be determined by the claims that you file after the accident. You must submit the insurance claim as soon as possible. This way, your insurance company can compute and give you an estimate right away.

Additional Reminders
Motorcycle insurance deductibles may also be affected by the size of your bike. For example, if you have a standard motorbike, you may have a small deductible because smaller vehicles are less accident-prone than larger ones.

Consult with your local insurance agency to find out more about how motorcycle size can affect deductibles.

Conclusion
With these considerations, you can surely have an easier time understanding motorcycle insurance deductibles. By knowing more about this concept, you will be able to save cash more frequently.

Ensure that you work with a reliable insurance company, and you will get all the information that you need for sure.

At Priority Insurance LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (864) 297-9744.​ You can also request a free quote by CLICKING HERE.
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