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Priority Insurance LLC Blog

9 Common Legal Charges Your Business Might Encounter

11/10/2019

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​Depending on the type of business that you have, the kind of charges that may be pressed against your company either by another company, by one of your clients, or by your employee, may also vary. If you’re a business owner, it is recommended to seek legal advice to get legal responsibility protection for your business.

Here are nine common litigations your company might encounter:
  1. Contract Breaching
    In business, an agreement is made for every business transaction. Anything from delivering products in good quality, payment methods, keeping company confidentiality, etc., is stated on a document. Failure to execute anything from the contract is subject to a breach of contract.

  2. Accidents caused by slipping and falling
    Your company may be sued if someone slips, falls, and gets injured anywhere in the company premises due to a wet or slippery floor.

  3. Company building obligations
    This type of lawsuit may be filed against your company if someone gets injured or worse, killed due to the inadequate security protection of your company premises. This security responsibility may include locks, police guards, CCTV cameras, maintenance of elevators or escalators, etc.

  4. Vehicular accidents
    This litigation applies when injuries or damages are caused by an employee from your company while driving the company car. If your business has auto insurance coverage, then you won’t have anything to worry about.

  5. Employees discrimination
    Businesses, whether big or small, are composed of diverse individuals, varying from age, sex, gender identity or sexual orientation, nationality, religious beliefs, or disability. Unjust termination of employment contract, a lesser pay, or no overtime payment due to these differences is issued to legal charges against the company.

  6. Customer discrimination
    Just like the differences mentioned in the previous item, customers may also press charges against the company if they refuse to provide the same services they offer to them.  Example, when a baker declines to make a wedding cake for a gay couple.

  7. Harassment issues
    Whether it’s from an employee or someone with a high position from the company, the company will be held liable if any of these are done: bullying (physical, verbal, emotional, cyber) or sexual harassment.

  8. Employee compensation
    An employee who got sick or injured during work or from anything work-related should be compensated for. The costs for workers’ compensation is nothing compared to the costs (may include jail time) of the lawsuit that may be filed against your company.

  9. Exclusive rights to property
    Your company may be held accountable if found to have stolen something from another company or person such as the logo, slogan, images, or the business name that your company uses.

At Priority Insurance LLC, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (864) 297-9744 or Click Here to request a free quote.
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