5 Types Of Rental Auto Insurance

​Whether renting a car for a vacation, a trip, or a ride, you may want to get rental auto insurance. There can be many types of rental auto insurance. It can be for rental car protection, third-party insurance, personal insurance, and roadside assistance.

1. Rental Car Protection
Rental car protection can be known by many names, but this insurance covers damages to the car. The damages can be theft or scratches caused by road accidents. There are also some cases wherein the damage may be shouldered completely by the insurance. The following names can also be known as Collision Damage Waiver.  

• Collision Damage Waiver (CDW)
• Loss Damage Waiver (LDW)
• Collision Damage Insurance (CDI)

2. Third-Party Insurance
Third-party insurance covers personal and material damage to other people's cars. Since the rental car protection only covers the car, this type can be optional. The insurance for this can cover damages from other people's cars, property, and medical expenses. Third-party insurance can also come in many names.

• Extended Protection (EP)
• Liability Protection (LP)
• Supplemental Liability Insurance (SLI)
• Third-Party Liability (TPL)
• Additional Liability Insurance (ALI)

3. Personal Accident Insurance (PAI)
Personal accident insurance covers the renter and passengers during the rental period. This insurance may help in case of accidents that lead to the need for medical care or death. 

4. Personal Effects Coverage (PEC)
In case of damage or loss of valuables and personal items left inside the car, personal effects coverage can help. Personal effects coverage can cover those kinds of damage and loss, whether the renters or anyone traveling with the renter.

5. Roadside Assistance and Roadside Plus (RSP)
Although not insurance, roadside assistance, and RSP can provide extra help for any situation during your rental period. It can be any of the following:

• Loss or damage of car keys
• Locked out of the car
• Flat tire
• The rental car is not starting
• Out of fuel

Conclusion
If you're using a rental car on the road, it may help to have these insurances. Rental car protection and third-party insurances cover damages for the car and the third party. For optional insurance, you may also have personal insurance. Having rental car insurance may ensure you cover damages for the car, yourself, and your passengers in any accidents.

At Priority Insurance LLC, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you out. Learn more about our products and services by calling our agency at (864) 297-9744. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!